Your Local Healthcare Benefits Specialist

Your Local Healthcare Benefits Specialist

Penny Henderson

Henderson Health Plans
10317 Maple View Drive
Central Lake, MI 49622
1-231-544-3160
1-231-313-4512
8 am - 6 pm
Monday - Saturday

Offering the best health insurance options for Individuals, Families, Employer Groups, Seniors, Life, Disability and International Plans.

Email Penny For More Information

Shop and Compare Medicare Supplement and Medicare Advantage Plans

Medicare Supplement and Medicare Advantage Plans have benefits that are not covered by Medicare. Finding a plan that’s best for you is an important decision. It is imperative to carefully review, compare and ask questions about the benefits and services provided by any plan you consider joining. We can help you make this decision.

We want to provide you with all the information you need so you can fully understand how you can fill the gap original Medicare does not cover with Medicare Supplement Plans (Medigap) and Medicare Advantage Plans.

Shop and Compare Medicare Prescription Drug Plans

Medicare prescription drug coverage is insurance that helps people pay for prescription drugs at participating pharmacies. It is available to everyone who has Medicare. It provides protection if you pay high drug costs or have unexpected prescription drug bills. It doesn''t cover all costs.

You have to pay part of the cost of prescription drugs. Most people also have to pay a monthly premium and a yearly deductible for the coverage. Private companies provide Medicare prescription drug coverage. You choose the drug plan you like best.

Whether or not you should sign up for the coverage depends on how good your current coverage is. You need to sign up for coverage as soon as you are eligible for Medicare. Otherwise, you might have to pay a penalty.

Option 1A: All Products Click here for an on-line quote.

Option 1B: Medical Term Click here for an on-line quote.

Option 1C: Short Term Medical Click here for an on-line quote.

Option 1D: Dental Coverage Click here for an on-line quote.

Option 1E: Vision Coverage Click here for an on-line quote.

Option 1F: Critical Illness Plan Click here for an on-line quote.

Option 1G: Cash Cancer Plan Click here for an on-line quote.

Option 1H: Hospital Cash Plan Click here for an on-line quote.

Click here for an on-line quote.

Click here for an on-line quote.

Click here for an on-line quote.

Shop and Compare Long Term Care Plan

With Baby Boomers reaching retirement and Americans living longer than ever, Long Term Care Insurance (LTC) policies should be on the minds of many people, in particular those close to retiring and those who will need to take care of loved ones over a long period of time.

Long Term Health Care Insurance protects you, as well as those you love, in the event that extended health care is needed in your lifetime.

Shop and Compare Final Expense Plans

Final Expense life insurance policy assures you coverage for the rest of your life. A Final Expense policy also gives those you leave behind the freedom and flexibility to pay the remaining expenses and debts that may be outstanding.

Final Expense polices allow you to choose the coverage amount appropriate for your circumstances. You can tailor the policy to your personal needs.

Final Expense policies are simplified issue meaning there is a short application and no medical exam.

Have you ever considered a Long Term Care Annuity?

Combines a deferred fixed rate annuity with built-in long-term care benefits

  • Help protect retirement assets against the risk of long-term care costs
  • Provides a guaranteed rate of interest and tax-deferred growth
  • Allows you to reposition a portion of your assets to provide long-term care insurance protection
  • Can provide up to three times the annuity value, at time of first claim, in long-term care benefits if you need them…guaranteed
  • Our goal is to help you stay in your home and get the extra cash you need without having to make any house payments!
  • We can also show you how to purchase your next home with a Reverse Mortgage and never make another house payment
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